Side-by-side · Q2 2026 data
Pennsylvania Central Federal Credit Union vs Grove City Area Federal Credit Union
Credit union
Pennsylvania Central Federal Credit Union
Harrisburg, Pennsylvania · $100 million – $1 billion
Credit union
Grove City Area Federal Credit Union
Grove City, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Pennsylvania Central Federal Credit Union | Grove City Area Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 87 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 79 (stronger) | 56 |
| Earnings | 52 | 94 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 51st | 91st |
| Total assets | $138.9M | $152.8M |
| Deposits / shares | $123.9M | $129.4M |
| Capital ratio | 10.56% | 15.26% (stronger) |
| Problem loans | 0.63% (stronger) | 1.33% |
| Net charge-offs | 0.58% | 0.36% (stronger) |
| Return on assets | 0.81% | 1.84% (stronger) |
| Loans ÷ deposits | 67.5% | 56.2% (stronger) |
| Uninsured deposits | 5.8% | 3.2% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.8% |
Grove City Area Federal Credit Union has the higher TellerScore (87 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Pennsylvania Central Federal Credit Union leads on 1 and Grove City Area Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.