Side-by-side · Q2 2026 data
Pennsylvania Central Federal Credit Union vs The One Federal Credit Union
Credit union
Pennsylvania Central Federal Credit Union
Harrisburg, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Pennsylvania Central Federal Credit Union | The One Federal Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 61 |
| Capital cushion | 56 (stronger) | 37 |
| Loan quality | 79 | 87 (stronger) |
| Earnings | 52 (stronger) | 33 |
| Funding & liquidity | 93 (stronger) | 79 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 51st | 24th |
| Total assets | $138.9M | $139.3M |
| Deposits / shares | $123.9M | $125.7M |
| Capital ratio | 10.56% (stronger) | 8.74% |
| Problem loans | 0.63% | 0.38% (stronger) |
| Net charge-offs | 0.58% | 0.46% (stronger) |
| Return on assets | 0.81% (stronger) | 0.34% |
| Loans ÷ deposits | 67.5% (stronger) | 81.5% |
| Uninsured deposits | 5.8% (stronger) | 6.8% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pennsylvania Central Federal Credit Union has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Pennsylvania Central Federal Credit Union leads on 5 and The One Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.