Side-by-side · Q2 2026 data
People Driven Credit Union vs Diversified Members Credit Union
Metric by metric
| Measure | People Driven Credit Union | Diversified Members Credit Union |
|---|---|---|
| TellerScore | 65 | 67 (stronger) |
| Capital cushion | 51 | 97 (stronger) |
| Loan quality | 81 (stronger) | 42 |
| Earnings | 49 (stronger) | 22 |
| Funding & liquidity | 73 | 96 (stronger) |
| Problem-loan coverage | 91 (stronger) | 89 |
| Peer percentile | 34th | 41st |
| Total assets | $520.0M | $588.5M |
| Deposits / shares | $443.9M | $455.6M |
| Capital ratio | 10.06% | 14.71% (stronger) |
| Problem loans | 0.57% (stronger) | 1.73% |
| Net charge-offs | 0.70% (stronger) | 0.90% |
| Return on assets | 0.72% (stronger) | 0.05% |
| Loans ÷ deposits | 86.8% | 57.5% (stronger) |
| Uninsured deposits | 7.3% (stronger) | 18.5% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Diversified Members Credit Union has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), People Driven Credit Union leads on 4 and Diversified Members Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.