Side-by-side · Q2 2026 data
People Driven Credit Union vs Jolt Credit Union
Metric by metric
| Measure | People Driven Credit Union | Jolt Credit Union |
|---|---|---|
| TellerScore | 65 | 69 (stronger) |
| Capital cushion | 51 | 53 (stronger) |
| Loan quality | 81 | 86 (stronger) |
| Earnings | 49 (stronger) | 37 |
| Funding & liquidity | 73 | 99 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 34th | 48th |
| Total assets | $520.0M | $483.8M |
| Deposits / shares | $443.9M | $415.3M |
| Capital ratio | 10.06% | 10.28% (stronger) |
| Problem loans | 0.57% | 0.43% (stronger) |
| Net charge-offs | 0.70% | 0.45% (stronger) |
| Return on assets | 0.72% (stronger) | 0.42% |
| Loans ÷ deposits | 86.8% | 61.3% (stronger) |
| Uninsured deposits | 7.3% | 3.2% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.6% |
Jolt Credit Union has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), People Driven Credit Union leads on 1 and Jolt Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.