Side-by-side · Q2 2026 data
People Driven Credit Union vs The Local Credit Union
Metric by metric
| Measure | People Driven Credit Union | The Local Credit Union |
|---|---|---|
| TellerScore | 65 | 92 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 81 | 91 (stronger) |
| Earnings | 49 | 74 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 34th | 97th |
| Total assets | $520.0M | $106.6M |
| Deposits / shares | $443.9M | $89.9M |
| Capital ratio | 10.06% | 16.07% (stronger) |
| Problem loans | 0.57% | 0.26% (stronger) |
| Net charge-offs | 0.70% | 0.42% (stronger) |
| Return on assets | 0.72% | 1.35% (stronger) |
| Loans ÷ deposits | 86.8% | 46.7% (stronger) |
| Uninsured deposits | 7.3% (stronger) | 7.5% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Local Credit Union has the higher TellerScore (92 vs 65). On the 7 directional measures above (where higher or lower is clearly better), People Driven Credit Union leads on 1 and The Local Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.