Side-by-side · Q2 2026 data
People Driven Credit Union vs Wmcu Credit Union
Metric by metric
| Measure | People Driven Credit Union | Wmcu Credit Union |
|---|---|---|
| TellerScore | 65 | 84 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 81 (stronger) | 69 |
| Earnings | 49 | 64 (stronger) |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 34th | 86th |
| Total assets | $520.0M | $455.3M |
| Deposits / shares | $443.9M | $373.3M |
| Capital ratio | 10.06% | 17.32% (stronger) |
| Problem loans | 0.57% (stronger) | 0.92% |
| Net charge-offs | 0.70% (stronger) | 0.98% |
| Return on assets | 0.72% | 1.11% (stronger) |
| Loans ÷ deposits | 86.8% | 55.1% (stronger) |
| Uninsured deposits | 7.3% | 3.2% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wmcu Credit Union has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), People Driven Credit Union leads on 2 and Wmcu Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.