Side-by-side · Q2 2026 data
People'S Alliance Federal Credit Union vs N C P D Federal Credit Union
Credit union
People'S Alliance Federal Credit Union
Hauppauge, New York · $100 million – $1 billion
Metric by metric
| Measure | People'S Alliance Federal Credit Union | N C P D Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 87 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 81 | 90 (stronger) |
| Earnings | 38 | 50 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 41st | 91st |
| Total assets | $322.2M | $908.8M |
| Deposits / shares | $282.5M | $747.9M |
| Capital ratio | 11.13% | 16.58% (stronger) |
| Problem loans | 0.58% | 0.29% (stronger) |
| Net charge-offs | 0.66% | 0.09% (stronger) |
| Return on assets | 0.45% | 0.74% (stronger) |
| Loans ÷ deposits | 79.9% | 44.3% (stronger) |
| Uninsured deposits | 7.6% (stronger) | 15.1% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 56.7% | 2.4% |
N C P D Federal Credit Union has the higher TellerScore (87 vs 67). On the 7 directional measures above (where higher or lower is clearly better), People'S Alliance Federal Credit Union leads on 1 and N C P D Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.