Side-by-side · Q2 2026 data
People'S Alliance Federal Credit Union vs Suffolk Federal Credit Union
Credit union
People'S Alliance Federal Credit Union
Hauppauge, New York · $100 million – $1 billion
Metric by metric
| Measure | People'S Alliance Federal Credit Union | Suffolk Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 61 |
| Capital cushion | 61 (stronger) | 35 |
| Loan quality | 81 | 83 (stronger) |
| Earnings | 38 | 41 (stronger) |
| Funding & liquidity | 80 | 82 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 41st | 27th |
| Total assets | $322.2M | $2.1B |
| Deposits / shares | $282.5M | $1.8B |
| Capital ratio | 11.13% (stronger) | 8.54% |
| Problem loans | 0.58% | 0.52% (stronger) |
| Net charge-offs | 0.66% | 0.08% (stronger) |
| Return on assets | 0.45% | 0.52% (stronger) |
| Loans ÷ deposits | 79.9% | 78.5% (stronger) |
| Uninsured deposits | 7.6% (stronger) | 8.2% |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 56.7% | — |
People'S Alliance Federal Credit Union has the higher TellerScore (67 vs 61). On the 7 directional measures above (where higher or lower is clearly better), People'S Alliance Federal Credit Union leads on 3 and Suffolk Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.