Side-by-side · Q2 2026 data
Peoples Bank & Trust vs Apple River State Bank
Metric by metric
| Measure | Peoples Bank & Trust | Apple River State Bank |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 57 (stronger) | 47 |
| Loan quality | 47 | 92 (stronger) |
| Earnings | 100 (stronger) | 83 |
| Funding & liquidity | 49 | 72 (stronger) |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 26th | 57th |
| Total assets | $656.6M | $675.2M |
| Deposits / shares | $522.2M | $548.3M |
| Capital ratio | 10.73% (stronger) | 9.74% |
| Problem loans | 1.58% | 0.24% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.16% (stronger) | 1.57% |
| Loans ÷ deposits | 80.2% | 71.9% (stronger) |
| Uninsured deposits | 43.2% | 29.5% (stronger) |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Apple River State Bank has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank & Trust leads on 2 and Apple River State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.