Side-by-side · Q2 2026 data
Peoples Bank & Trust vs Midland Community Bank
Metric by metric
| Measure | Peoples Bank & Trust | Midland Community Bank |
|---|---|---|
| TellerScore | 64 | 88 (stronger) |
| Capital cushion | 57 | 71 (stronger) |
| Loan quality | 47 | 100 (stronger) |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 49 | 95 (stronger) |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 26th | 86th |
| Total assets | $656.6M | $68.8M |
| Deposits / shares | $522.2M | $56.6M |
| Capital ratio | 10.73% | 12.11% (stronger) |
| Problem loans | 1.58% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.49% |
| Return on assets | 2.16% (stronger) | 1.66% |
| Loans ÷ deposits | 80.2% | 64.9% (stronger) |
| Uninsured deposits | 43.2% | 12.0% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midland Community Bank has the higher TellerScore (88 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank & Trust leads on 2 and Midland Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.