Side-by-side · Q2 2026 data
Peoples Bank & Trust vs First National Bank of Coffee County
Metric by metric
| Measure | Peoples Bank & Trust | First National Bank of Coffee County |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 58 (stronger) | 38 |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 77 | 77 |
| Funding & liquidity | 66 | 69 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 64th | 43rd |
| Total assets | $563.3M | $547.5M |
| Deposits / shares | $505.0M | $494.7M |
| Capital ratio | 10.81% (stronger) | 8.85% |
| Problem loans | 0.16% (stronger) | 0.24% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.41% (stronger) | 1.41% |
| Loans ÷ deposits | 57.9% | 56.3% (stronger) |
| Uninsured deposits | 45.5% | 43.2% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.2% |
Peoples Bank & Trust has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank & Trust leads on 4 and First National Bank of Coffee County on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.