Side-by-side · Q2 2026 data
Peoples Bank & Trust Co. vs American Bank of Freedom
Metric by metric
| Measure | Peoples Bank & Trust Co. | American Bank of Freedom |
|---|---|---|
| TellerScore | 58 (stronger) | 53 |
| Capital cushion | 50 | 50 |
| Loan quality | 24 | 49 (stronger) |
| Earnings | 83 (stronger) | 45 |
| Funding & liquidity | 88 (stronger) | 57 |
| Problem-loan coverage | 74 | 79 (stronger) |
| Peer percentile | 16th | 9th |
| Total assets | $908.3M | $948.3M |
| Deposits / shares | $799.3M | $736.5M |
| Capital ratio | 9.96% | 10.01% (stronger) |
| Problem loans | 2.27% | 1.54% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 1.56% (stronger) | 0.63% |
| Loans ÷ deposits | 61.2% (stronger) | 93.8% |
| Uninsured deposits | 25.1% | 23.7% (stronger) |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | 2.0% |
Peoples Bank & Trust Co. has the higher TellerScore (58 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank & Trust Co. leads on 4 and American Bank of Freedom on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.