Side-by-side · Q2 2026 data
Peoples Bank & Trust Co. vs Freedom Bank of Southern Missouri
Metric by metric
| Measure | Peoples Bank & Trust Co. | Freedom Bank of Southern Missouri |
|---|---|---|
| TellerScore | 58 | 73 (stronger) |
| Capital cushion | 50 (stronger) | 37 |
| Loan quality | 24 | 96 (stronger) |
| Earnings | 83 | 97 (stronger) |
| Funding & liquidity | 88 (stronger) | 56 |
| Problem-loan coverage | 74 | 98 (stronger) |
| Peer percentile | 16th | 53rd |
| Total assets | $908.3M | $850.1M |
| Deposits / shares | $799.3M | $760.1M |
| Capital ratio | 9.96% (stronger) | 8.72% |
| Problem loans | 2.27% | 0.13% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.56% | 1.93% (stronger) |
| Loans ÷ deposits | 61.2% (stronger) | 92.1% |
| Uninsured deposits | 25.1% (stronger) | 26.0% |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | 4.9% |
Freedom Bank of Southern Missouri has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank & Trust Co. leads on 4 and Freedom Bank of Southern Missouri on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.