Side-by-side · Q2 2026 data
Peoples Bank & Trust Co. vs PSB Bank
Metric by metric
| Measure | Peoples Bank & Trust Co. | PSB Bank |
|---|---|---|
| TellerScore | 58 | 65 (stronger) |
| Capital cushion | 50 (stronger) | 31 |
| Loan quality | 24 | 90 (stronger) |
| Earnings | 83 (stronger) | 68 |
| Funding & liquidity | 88 (stronger) | 65 |
| Problem-loan coverage | 74 | 95 (stronger) |
| Peer percentile | 16th | 29th |
| Total assets | $908.3M | $854.5M |
| Deposits / shares | $799.3M | $694.1M |
| Capital ratio | 9.96% (stronger) | 8.12% |
| Problem loans | 2.27% | 0.29% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.56% (stronger) | 1.19% |
| Loans ÷ deposits | 61.2% (stronger) | 95.7% |
| Uninsured deposits | 25.1% | 8.9% (stronger) |
| Offices | 9 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | 4.5% |
PSB Bank has the higher TellerScore (65 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank & Trust Co. leads on 3 and PSB Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Troy, MO
- Bowling Green, MO