Side-by-side · Q2 2026 data
Peoples Bank and Trust Company vs Citizens Bank of Kansas
Metric by metric
| Measure | Peoples Bank and Trust Company | Citizens Bank of Kansas |
|---|---|---|
| TellerScore | 61 | 72 (stronger) |
| Capital cushion | 43 (stronger) | 35 |
| Loan quality | 69 | 99 (stronger) |
| Earnings | 53 | 60 (stronger) |
| Funding & liquidity | 74 | 98 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 24th | 50th |
| Total assets | $1.6B | $548.4M |
| Deposits / shares | $1.4B | $498.6M |
| Capital ratio | 9.27% (stronger) | 8.53% |
| Problem loans | 0.92% | 0.02% (stronger) |
| Net charge-offs | 0.61% | 0.02% (stronger) |
| Return on assets | 0.84% | 1.01% (stronger) |
| Loans ÷ deposits | 75.7% | 47.4% (stronger) |
| Uninsured deposits | 24.8% | 17.0% (stronger) |
| Offices | 21 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 12.7% |
Citizens Bank of Kansas has the higher TellerScore (72 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank and Trust Company leads on 1 and Citizens Bank of Kansas on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wichita, KS
- Kingman, KS