Side-by-side · Q2 2026 data
Peoples Bank and Trust Company vs Emprise Bank
Metric by metric
| Measure | Peoples Bank and Trust Company | Emprise Bank |
|---|---|---|
| TellerScore | 61 | 66 (stronger) |
| Capital cushion | 43 (stronger) | 27 |
| Loan quality | 69 | 88 (stronger) |
| Earnings | 53 | 83 (stronger) |
| Funding & liquidity | 74 (stronger) | 66 |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 24th | 40th |
| Total assets | $1.6B | $2.8B |
| Deposits / shares | $1.4B | $2.5B |
| Capital ratio | 9.27% (stronger) | 7.69% |
| Problem loans | 0.92% | 0.37% (stronger) |
| Net charge-offs | 0.61% | 0.08% (stronger) |
| Return on assets | 0.84% | 1.58% (stronger) |
| Loans ÷ deposits | 75.7% (stronger) | 80.0% |
| Uninsured deposits | 24.8% (stronger) | 28.2% |
| Offices | 21 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 34.6% |
Emprise Bank has the higher TellerScore (66 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank and Trust Company leads on 3 and Emprise Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.