Side-by-side · Q2 2026 data
Peoples Bank and Trust Company vs Fidelity Bank, National Association
Metric by metric
| Measure | Peoples Bank and Trust Company | Fidelity Bank, National Association |
|---|---|---|
| TellerScore | 61 (stronger) | 60 |
| Capital cushion | 43 | 50 (stronger) |
| Loan quality | 69 | 75 (stronger) |
| Earnings | 53 | 66 (stronger) |
| Funding & liquidity | 74 (stronger) | 35 |
| Problem-loan coverage | 87 (stronger) | 78 |
| Peer percentile | 24th | 21st |
| Total assets | $1.6B | $3.3B |
| Deposits / shares | $1.4B | $2.6B |
| Capital ratio | 9.27% | 9.99% (stronger) |
| Problem loans | 0.92% | 0.75% (stronger) |
| Net charge-offs | 0.61% | -0.07% (stronger) |
| Return on assets | 0.84% | 1.16% (stronger) |
| Loans ÷ deposits | 75.7% (stronger) | 99.1% |
| Uninsured deposits | 24.8% (stronger) | 38.8% |
| Offices | 21 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 24.9% |
Peoples Bank and Trust Company has the higher TellerScore (61 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank and Trust Company leads on 3 and Fidelity Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.