Side-by-side · Q2 2026 data
Peoples Bank and Trust Company vs Ninnescah Valley Bank
Metric by metric
| Measure | Peoples Bank and Trust Company | Ninnescah Valley Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 57 |
| Capital cushion | 43 | 70 (stronger) |
| Loan quality | 69 (stronger) | 0 |
| Earnings | 53 | 73 (stronger) |
| Funding & liquidity | 74 | 93 (stronger) |
| Problem-loan coverage | 87 (stronger) | 70 |
| Peer percentile | 24th | 16th |
| Total assets | $1.6B | $44.6M |
| Deposits / shares | $1.4B | $40.5M |
| Capital ratio | 9.27% | 12.04% (stronger) |
| Problem loans | 0.92% (stronger) | 3.54% |
| Net charge-offs | 0.61% | 0.03% (stronger) |
| Return on assets | 0.84% | 1.32% (stronger) |
| Loans ÷ deposits | 75.7% | 44.4% (stronger) |
| Uninsured deposits | 24.8% | 21.6% (stronger) |
| Offices | 21 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Peoples Bank and Trust Company has the higher TellerScore (61 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank and Trust Company leads on 2 and Ninnescah Valley Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.