Side-by-side · Q2 2026 data
Peoples Bank & Trust Company vs Citizens Community Bank
Metric by metric
| Measure | Peoples Bank & Trust Company | Citizens Community Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 90 |
| Capital cushion | 97 (stronger) | 96 |
| Loan quality | 99 (stronger) | 87 |
| Earnings | 90 | 92 (stronger) |
| Funding & liquidity | 75 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 98th | 95th |
| Total assets | $168.6M | $352.6M |
| Deposits / shares | $142.6M | $303.2M |
| Capital ratio | 14.70% (stronger) | 14.58% |
| Problem loans | 0.02% (stronger) | 0.38% |
| Net charge-offs | 0.02% (stronger) | 0.08% |
| Return on assets | 1.76% | 1.79% (stronger) |
| Loans ÷ deposits | 79.6% | 73.5% (stronger) |
| Uninsured deposits | 20.3% (stronger) | 27.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank & Trust Company has the higher TellerScore (93 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank & Trust Company leads on 5 and Citizens Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.