Side-by-side · Q2 2026 data
Peoples Bank & Trust Company vs First Vision Bank of Tennessee
Metric by metric
| Measure | Peoples Bank & Trust Company | First Vision Bank of Tennessee |
|---|---|---|
| TellerScore | 93 (stronger) | 77 |
| Capital cushion | 97 (stronger) | 74 |
| Loan quality | 99 (stronger) | 97 |
| Earnings | 90 (stronger) | 60 |
| Funding & liquidity | 75 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 79 |
| Peer percentile | 98th | 68th |
| Total assets | $168.6M | $414.2M |
| Deposits / shares | $142.6M | $357.0M |
| Capital ratio | 14.70% (stronger) | 12.40% |
| Problem loans | 0.02% (stronger) | 0.08% |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.76% (stronger) | 1.01% |
| Loans ÷ deposits | 79.6% (stronger) | 82.1% |
| Uninsured deposits | 20.3% (stronger) | 23.4% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
Peoples Bank & Trust Company has the higher TellerScore (93 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank & Trust Company leads on 6 and First Vision Bank of Tennessee on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.