Side-by-side · Q2 2026 data
Peoples Bank & Trust Company vs Security Federal Savings Bank of McMinnville
Bank
Security Federal Savings Bank of McMinnville
Mcminnville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Peoples Bank & Trust Company | Security Federal Savings Bank of McMinnville |
|---|---|---|
| TellerScore | 93 (stronger) | 80 |
| Capital cushion | 97 (stronger) | 69 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 90 (stronger) | 85 |
| Funding & liquidity | 75 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 98th | 77th |
| Total assets | $168.6M | $386.0M |
| Deposits / shares | $142.6M | $327.6M |
| Capital ratio | 14.70% (stronger) | 11.91% |
| Problem loans | 0.02% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.76% (stronger) | 1.62% |
| Loans ÷ deposits | 79.6% (stronger) | 95.0% |
| Uninsured deposits | 20.3% (stronger) | 27.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank & Trust Company has the higher TellerScore (93 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank & Trust Company leads on 6 and Security Federal Savings Bank of McMinnville on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.