Side-by-side · Q2 2026 data
Peoples Bank & Trust Company vs The First National Bank of Middle Tennessee
Bank
The First National Bank of Middle Tennessee
Mcminnville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Peoples Bank & Trust Company | The First National Bank of Middle Tennessee |
|---|---|---|
| TellerScore | 93 (stronger) | 66 |
| Capital cushion | 97 (stronger) | 50 |
| Loan quality | 99 (stronger) | 93 |
| Earnings | 90 (stronger) | 61 |
| Funding & liquidity | 75 (stronger) | 42 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 98th | 31st |
| Total assets | $168.6M | $952.4M |
| Deposits / shares | $142.6M | $827.7M |
| Capital ratio | 14.70% (stronger) | 10.03% |
| Problem loans | 0.02% (stronger) | 0.22% |
| Net charge-offs | 0.02% (stronger) | 0.24% |
| Return on assets | 1.76% (stronger) | 1.04% |
| Loans ÷ deposits | 79.6% (stronger) | 94.7% |
| Uninsured deposits | 20.3% (stronger) | 36.3% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank & Trust Company has the higher TellerScore (93 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank & Trust Company leads on 7 and The First National Bank of Middle Tennessee on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.