Side-by-side · Q2 2026 data
Peoples Bank and Trust Company vs The First Farmers National Bank of Waurika
Bank
The First Farmers National Bank of Waurika
Waurika, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | Peoples Bank and Trust Company | The First Farmers National Bank of Waurika |
|---|---|---|
| TellerScore | 39 | 94 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 85 (stronger) |
| Funding & liquidity | 61 | 78 (stronger) |
| Problem-loan coverage | 12 | 100 (stronger) |
| Peer percentile | 3rd | 96th |
| Total assets | $61.9M | $55.5M |
| Deposits / shares | $49.2M | $47.1M |
| Capital ratio | 14.36% | 19.31% (stronger) |
| Problem loans | 10.85% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | -1.32% | 1.62% (stronger) |
| Loans ÷ deposits | 86.7% | 35.8% (stronger) |
| Uninsured deposits | 26.3% (stronger) | 35.2% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Farmers National Bank of Waurika has the higher TellerScore (94 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank and Trust Company leads on 2 and The First Farmers National Bank of Waurika on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.