Side-by-side · Q2 2026 data
People's Bank and Trust Company of Pickett County vs Elizabethton Federal Savings Bank
Bank
People's Bank and Trust Company of Pickett County
Byrdstown, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | People's Bank and Trust Company of Pickett County | Elizabethton Federal Savings Bank |
|---|---|---|
| TellerScore | 70 | 86 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 76 | 92 (stronger) |
| Earnings | 70 (stronger) | 66 |
| Funding & liquidity | 75 (stronger) | 66 |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 43rd | 90th |
| Total assets | $319.0M | $326.0M |
| Deposits / shares | $280.2M | $187.9M |
| Capital ratio | 10.85% | 42.27% (stronger) |
| Problem loans | 0.73% | 0.25% (stronger) |
| Net charge-offs | 0.42% | 0.00% (stronger) |
| Return on assets | 1.24% (stronger) | 1.14% |
| Loans ÷ deposits | 85.7% (stronger) | 94.0% |
| Uninsured deposits | 14.4% | 8.3% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elizabethton Federal Savings Bank has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), People's Bank and Trust Company of Pickett County leads on 2 and Elizabethton Federal Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.