Side-by-side · Q2 2026 data
Peoples Bank vs Charter Bank
Metric by metric
| Measure | Peoples Bank | Charter Bank |
|---|---|---|
| TellerScore | 65 | 83 (stronger) |
| Capital cushion | 31 | 60 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 67 | 90 (stronger) |
| Funding & liquidity | 58 | 79 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 29th | 84th |
| Total assets | $529.6M | $227.5M |
| Deposits / shares | $464.3M | $203.5M |
| Capital ratio | 8.09% | 11.03% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.17% | 1.75% (stronger) |
| Loans ÷ deposits | 72.9% (stronger) | 80.8% |
| Uninsured deposits | 41.6% | 13.1% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | 2.0% |
Charter Bank has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 1 and Charter Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.