Side-by-side · Q2 2026 data
Peoples Bank vs Iowa Trust & Savings Bank
Metric by metric
| Measure | Peoples Bank | Iowa Trust & Savings Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 63 |
| Capital cushion | 31 | 58 (stronger) |
| Loan quality | 95 (stronger) | 74 |
| Earnings | 67 (stronger) | 50 |
| Funding & liquidity | 58 (stronger) | 51 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 29th | 24th |
| Total assets | $529.6M | $522.0M |
| Deposits / shares | $464.3M | $396.4M |
| Capital ratio | 8.09% | 10.82% (stronger) |
| Problem loans | 0.15% (stronger) | 0.79% |
| Net charge-offs | 0.01% (stronger) | 0.34% |
| Return on assets | 1.17% (stronger) | 0.75% |
| Loans ÷ deposits | 72.9% (stronger) | 92.4% |
| Uninsured deposits | 41.6% | 29.9% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | 13.3% |
Peoples Bank has the higher TellerScore (65 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 5 and Iowa Trust & Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.