Side-by-side · Q2 2026 data
Peoples Bank vs Legacy State Bank
Metric by metric
| Measure | Peoples Bank | Legacy State Bank |
|---|---|---|
| TellerScore | 49 | 75 (stronger) |
| Capital cushion | 62 | 71 (stronger) |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 70 (stronger) | 64 |
| Funding & liquidity | 77 (stronger) | 45 |
| Problem-loan coverage | 48 | 99 (stronger) |
| Peer percentile | 6th | 61st |
| Total assets | $192.4M | $205.9M |
| Deposits / shares | $170.3M | $180.3M |
| Capital ratio | 11.18% | 12.05% (stronger) |
| Problem loans | 5.12% | 0.05% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.24% (stronger) | 1.11% |
| Loans ÷ deposits | 66.4% (stronger) | 85.2% |
| Uninsured deposits | 29.8% (stronger) | 42.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Legacy State Bank has the higher TellerScore (75 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 3 and Legacy State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.