Side-by-side · Q2 2026 data
Peoples Bank vs Community Trust Bank, Inc.
Metric by metric
| Measure | Peoples Bank | Community Trust Bank, Inc. |
|---|---|---|
| TellerScore | 43 | 80 (stronger) |
| Capital cushion | 42 | 84 (stronger) |
| Loan quality | 15 | 81 (stronger) |
| Earnings | 62 | 86 (stronger) |
| Funding & liquidity | 63 (stronger) | 55 |
| Problem-loan coverage | 50 | 93 (stronger) |
| Peer percentile | 3rd | 90th |
| Total assets | $193.7M | $6.9B |
| Deposits / shares | $173.3M | $5.7B |
| Capital ratio | 9.24% | 13.43% (stronger) |
| Problem loans | 2.55% | 0.58% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.06% | 1.64% (stronger) |
| Loans ÷ deposits | 93.3% | 89.3% (stronger) |
| Uninsured deposits | 18.3% (stronger) | 29.6% |
| Offices | 4 | 78 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.9% |
Community Trust Bank, Inc. has the higher TellerScore (80 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and Community Trust Bank, Inc. on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.