Side-by-side · Q2 2026 data
Peoples Bank vs First & Peoples Bank and Trust Company
Metric by metric
| Measure | Peoples Bank | First & Peoples Bank and Trust Company |
|---|---|---|
| TellerScore | 43 (stronger) | 27 |
| Capital cushion | 42 (stronger) | 40 |
| Loan quality | 15 (stronger) | 0 |
| Earnings | 62 (stronger) | 1 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 50 (stronger) | 0 |
| Peer percentile | 3rd | 0th |
| Total assets | $193.7M | $207.1M |
| Deposits / shares | $173.3M | $190.6M |
| Capital ratio | 9.24% (stronger) | 9.05% |
| Problem loans | 2.55% (stronger) | 15.30% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.06% (stronger) | -0.48% |
| Loans ÷ deposits | 93.3% | 45.9% (stronger) |
| Uninsured deposits | 18.3% | 14.7% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (43 vs 27). On the 6 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 4 and First & Peoples Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.