Side-by-side · Q2 2026 data
Peoples Bank vs Springfield State Bank
Metric by metric
| Measure | Peoples Bank | Springfield State Bank |
|---|---|---|
| TellerScore | 43 | 79 (stronger) |
| Capital cushion | 42 | 90 (stronger) |
| Loan quality | 15 | 81 (stronger) |
| Earnings | 62 (stronger) | 60 |
| Funding & liquidity | 63 | 70 (stronger) |
| Problem-loan coverage | 50 | 94 (stronger) |
| Peer percentile | 3rd | 75th |
| Total assets | $193.7M | $486.9M |
| Deposits / shares | $173.3M | $388.4M |
| Capital ratio | 9.24% | 14.04% (stronger) |
| Problem loans | 2.55% | 0.56% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.06% (stronger) | 1.01% |
| Loans ÷ deposits | 93.3% | 86.2% (stronger) |
| Uninsured deposits | 18.3% (stronger) | 19.3% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Springfield State Bank has the higher TellerScore (79 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 3 and Springfield State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.