Side-by-side · Q2 2026 data
Peoples Bank vs First Federal Community Bank, SSB
Metric by metric
| Measure | Peoples Bank | First Federal Community Bank, SSB |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 46 | 81 (stronger) |
| Loan quality | 92 (stronger) | 75 |
| Earnings | 93 (stronger) | 61 |
| Funding & liquidity | 73 (stronger) | 63 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 64th | 57th |
| Total assets | $185.4M | $603.6M |
| Deposits / shares | $168.4M | $520.4M |
| Capital ratio | 9.56% | 13.10% (stronger) |
| Problem loans | 0.25% (stronger) | 0.75% |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 1.83% (stronger) | 1.03% |
| Loans ÷ deposits | 87.2% (stronger) | 89.8% |
| Uninsured deposits | 13.6% (stronger) | 21.2% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 5 and First Federal Community Bank, SSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.