Side-by-side · Q2 2026 data
Peoples Bank vs Cs Credit Union
Metric by metric
| Measure | Peoples Bank | Cs Credit Union |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 86 (stronger) | 85 |
| Earnings | 67 (stronger) | 40 |
| Funding & liquidity | 72 | 97 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 77th | 75th |
| Total assets | $1.8B | $30.5M |
| Deposits / shares | $1.6B | $25.3M |
| Capital ratio | 11.50% | 18.69% (stronger) |
| Problem loans | 0.41% (stronger) | 0.46% |
| Net charge-offs | 0.03% (stronger) | 0.20% |
| Return on assets | 1.18% (stronger) | 0.50% |
| Loans ÷ deposits | 81.0% | 63.6% (stronger) |
| Uninsured deposits | 21.5% | 1.1% (stronger) |
| Offices | 16 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.4% | — |
Cs Credit Union has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 3 and Cs Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Catawba, NC
- Claremont, NC