Side-by-side · Q2 2026 data
Peoples Bank vs HomeTrust Bank
Metric by metric
| Measure | Peoples Bank | HomeTrust Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 68 |
| Capital cushion | 65 | 79 (stronger) |
| Loan quality | 86 (stronger) | 53 |
| Earnings | 67 | 81 (stronger) |
| Funding & liquidity | 72 (stronger) | 45 |
| Problem-loan coverage | 94 (stronger) | 82 |
| Peer percentile | 77th | 49th |
| Total assets | $1.8B | $4.4B |
| Deposits / shares | $1.6B | $3.6B |
| Capital ratio | 11.50% | 12.91% (stronger) |
| Problem loans | 0.41% (stronger) | 1.40% |
| Net charge-offs | 0.03% (stronger) | 0.20% |
| Return on assets | 1.18% | 1.52% (stronger) |
| Loans ÷ deposits | 81.0% (stronger) | 102.5% |
| Uninsured deposits | 21.5% (stronger) | 26.5% |
| Offices | 16 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.4% | 24.1% |
Peoples Bank has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 5 and HomeTrust Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.