Side-by-side · Q2 2026 data
Peoples Bank vs The Fidelity Bank
Metric by metric
| Measure | Peoples Bank | The Fidelity Bank |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 65 | 65 |
| Loan quality | 86 | 86 |
| Earnings | 67 | 89 (stronger) |
| Funding & liquidity | 72 (stronger) | 65 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 77th | 86th |
| Total assets | $1.8B | $4.7B |
| Deposits / shares | $1.6B | $4.2B |
| Capital ratio | 11.50% (stronger) | 11.47% |
| Problem loans | 0.41% (stronger) | 0.42% |
| Net charge-offs | 0.03% (stronger) | 0.06% |
| Return on assets | 1.18% | 1.73% (stronger) |
| Loans ÷ deposits | 81.0% | 69.2% (stronger) |
| Uninsured deposits | 21.5% (stronger) | 38.2% |
| Offices | 16 | 57 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.4% | 14.7% |
The Fidelity Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 4 and The Fidelity Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.