Side-by-side · Q2 2026 data
Peoples Bank vs Liberty Bank
Metric by metric
| Measure | Peoples Bank | Liberty Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 57 |
| Capital cushion | 83 (stronger) | 44 |
| Loan quality | 96 (stronger) | 95 |
| Earnings | 58 (stronger) | 34 |
| Funding & liquidity | 49 (stronger) | 25 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 86th | 14th |
| Total assets | $2.4B | $206.0M |
| Deposits / shares | $2.1B | $164.4M |
| Capital ratio | 13.27% (stronger) | 9.35% |
| Problem loans | 0.11% (stronger) | 0.14% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.96% (stronger) | 0.36% |
| Loans ÷ deposits | 91.6% (stronger) | 100.8% |
| Uninsured deposits | 32.5% (stronger) | 45.6% |
| Offices | 23 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.8% | — |
Peoples Bank has the higher TellerScore (78 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 6 and Liberty Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.