Side-by-side · Q2 2026 data
Peoples Bank vs Mountain Pacific Bank
Metric by metric
| Measure | Peoples Bank | Mountain Pacific Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 70 |
| Capital cushion | 83 (stronger) | 65 |
| Loan quality | 96 (stronger) | 78 |
| Earnings | 58 | 80 (stronger) |
| Funding & liquidity | 49 (stronger) | 40 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 86th | 43rd |
| Total assets | $2.4B | $896.4M |
| Deposits / shares | $2.1B | $709.1M |
| Capital ratio | 13.27% (stronger) | 11.52% |
| Problem loans | 0.11% (stronger) | 0.67% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.96% | 1.50% (stronger) |
| Loans ÷ deposits | 91.6% (stronger) | 102.8% |
| Uninsured deposits | 32.5% | 30.5% (stronger) |
| Offices | 23 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.8% | 11.5% |
Peoples Bank has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 4 and Mountain Pacific Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.