Side-by-side · Q2 2026 data
Peoples Bank vs Rivertrust Federal Credit Union
Metric by metric
| Measure | Peoples Bank | Rivertrust Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 84 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 45 | 96 (stronger) |
| Peer percentile | 8th | 86th |
| Total assets | $503.5M | $167.8M |
| Deposits / shares | $445.0M | $141.4M |
| Capital ratio | 11.72% | 19.27% (stronger) |
| Problem loans | 4.28% | 0.60% (stronger) |
| Net charge-offs | 0.31% (stronger) | 0.88% |
| Return on assets | 3.96% (stronger) | 0.70% |
| Loans ÷ deposits | 87.0% | 60.1% (stronger) |
| Uninsured deposits | 34.2% | 3.1% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | 0.0% |
Rivertrust Federal Credit Union has the higher TellerScore (84 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and Rivertrust Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.