Side-by-side · Q2 2026 data
Peoples Bank vs United Mississippi Bank
Metric by metric
| Measure | Peoples Bank | United Mississippi Bank |
|---|---|---|
| TellerScore | 52 | 75 (stronger) |
| Capital cushion | 67 (stronger) | 60 |
| Loan quality | 0 | 94 (stronger) |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 52 | 71 (stronger) |
| Problem-loan coverage | 45 | 98 (stronger) |
| Peer percentile | 8th | 61st |
| Total assets | $503.5M | $560.7M |
| Deposits / shares | $445.0M | $478.9M |
| Capital ratio | 11.72% (stronger) | 11.04% |
| Problem loans | 4.28% | 0.19% (stronger) |
| Net charge-offs | 0.31% | 0.05% (stronger) |
| Return on assets | 3.96% (stronger) | 1.15% |
| Loans ÷ deposits | 87.0% | 85.7% (stronger) |
| Uninsured deposits | 34.2% | 18.6% (stronger) |
| Offices | 4 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | — |
United Mississippi Bank has the higher TellerScore (75 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 2 and United Mississippi Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.