Side-by-side · Q2 2026 data
Peoples Bank vs Central Bank
Metric by metric
| Measure | Peoples Bank | Central Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 77 (stronger) | 70 |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 79 (stronger) | 50 |
| Funding & liquidity | 56 | 79 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 75th | 72nd |
| Total assets | $445.3M | $160.2M |
| Deposits / shares | $376.4M | $141.1M |
| Capital ratio | 12.72% (stronger) | 11.95% |
| Problem loans | 0.39% | 0.00% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.65% |
| Return on assets | 1.46% (stronger) | 0.75% |
| Loans ÷ deposits | 94.8% | 80.8% (stronger) |
| Uninsured deposits | 23.2% | 15.0% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 4 and Central Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.