Side-by-side · Q2 2026 data
Peoples Bank vs Employee Resources Credit Union
Credit union
Employee Resources Credit Union
Lawrenceburg, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Peoples Bank | Employee Resources Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 62 |
| Capital cushion | 77 (stronger) | 45 |
| Loan quality | 87 (stronger) | 81 |
| Earnings | 79 (stronger) | 42 |
| Funding & liquidity | 56 | 72 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 75th | 26th |
| Total assets | $445.3M | $185.5M |
| Deposits / shares | $376.4M | $167.6M |
| Capital ratio | 12.72% (stronger) | 9.46% |
| Problem loans | 0.39% (stronger) | 0.58% |
| Net charge-offs | 0.27% (stronger) | 0.60% |
| Return on assets | 1.46% (stronger) | 0.54% |
| Loans ÷ deposits | 94.8% | 88.7% (stronger) |
| Uninsured deposits | 23.2% | 7.0% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 5 and Employee Resources Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.