Side-by-side · Q2 2026 data
Peoples Bank vs Patriot Bank
Metric by metric
| Measure | Peoples Bank | Patriot Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 54 |
| Capital cushion | 77 (stronger) | 49 |
| Loan quality | 87 (stronger) | 51 |
| Earnings | 79 (stronger) | 35 |
| Funding & liquidity | 56 | 78 (stronger) |
| Problem-loan coverage | 95 (stronger) | 83 |
| Peer percentile | 75th | 10th |
| Total assets | $445.3M | $451.2M |
| Deposits / shares | $376.4M | $402.3M |
| Capital ratio | 12.72% (stronger) | 9.89% |
| Problem loans | 0.39% (stronger) | 1.47% |
| Net charge-offs | 0.27% | -0.03% (stronger) |
| Return on assets | 1.46% (stronger) | 0.38% |
| Loans ÷ deposits | 94.8% | 62.8% (stronger) |
| Uninsured deposits | 23.2% (stronger) | 32.1% |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.8% |
Peoples Bank has the higher TellerScore (79 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank leads on 5 and Patriot Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.