Side-by-side · Q2 2026 data
Peoples Bank Co. vs First Independent Bank
Metric by metric
| Measure | Peoples Bank Co. | First Independent Bank |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 34 | 66 (stronger) |
| Loan quality | 98 (stronger) | 67 |
| Earnings | 49 | 70 (stronger) |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 34th | 57th |
| Total assets | $147.7M | $147.6M |
| Deposits / shares | $124.0M | $131.4M |
| Capital ratio | 8.36% | 11.63% (stronger) |
| Problem loans | 0.06% (stronger) | 1.00% |
| Net charge-offs | 0.01% (stronger) | 0.10% |
| Return on assets | 0.73% | 1.24% (stronger) |
| Loans ÷ deposits | 78.6% | 55.5% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 5.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Independent Bank has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank Co. leads on 3 and First Independent Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.