Side-by-side · Q2 2026 data
Peoples Bank, Mt. Washington vs Bank of the Mountains, Inc.
Metric by metric
| Measure | Peoples Bank, Mt. Washington | Bank of the Mountains, Inc. |
|---|---|---|
| TellerScore | 70 (stronger) | 64 |
| Capital cushion | 56 (stronger) | 42 |
| Loan quality | 61 | 81 (stronger) |
| Earnings | 90 (stronger) | 51 |
| Funding & liquidity | 78 (stronger) | 76 |
| Problem-loan coverage | 81 | 92 (stronger) |
| Peer percentile | 43rd | 26th |
| Total assets | $120.0M | $100.0M |
| Deposits / shares | $109.6M | $88.0M |
| Capital ratio | 10.59% (stronger) | 9.23% |
| Problem loans | 1.17% | 0.57% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 1.76% (stronger) | 0.77% |
| Loans ÷ deposits | 79.4% (stronger) | 84.7% |
| Uninsured deposits | 17.7% | 13.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank, Mt. Washington has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank, Mt. Washington leads on 5 and Bank of the Mountains, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.