Side-by-side · Q2 2026 data
Peoples Bank, Mt. Washington vs Owingsville Banking Company
Metric by metric
| Measure | Peoples Bank, Mt. Washington | Owingsville Banking Company |
|---|---|---|
| TellerScore | 70 (stronger) | 67 |
| Capital cushion | 56 (stronger) | 50 |
| Loan quality | 61 | 90 (stronger) |
| Earnings | 90 (stronger) | 44 |
| Funding & liquidity | 78 (stronger) | 76 |
| Problem-loan coverage | 81 | 96 (stronger) |
| Peer percentile | 43rd | 34th |
| Total assets | $120.0M | $104.1M |
| Deposits / shares | $109.6M | $92.3M |
| Capital ratio | 10.59% (stronger) | 10.02% |
| Problem loans | 1.17% | 0.29% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.76% (stronger) | 0.60% |
| Loans ÷ deposits | 79.4% (stronger) | 83.8% |
| Uninsured deposits | 17.7% | 12.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank, Mt. Washington has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank, Mt. Washington leads on 4 and Owingsville Banking Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.