Side-by-side · Q2 2026 data
Peoples Bank of Alabama vs Metro Bank
Metric by metric
| Measure | Peoples Bank of Alabama | Metro Bank |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 62 | 97 (stronger) |
| Loan quality | 81 (stronger) | 61 |
| Earnings | 97 (stronger) | 77 |
| Funding & liquidity | 54 | 76 (stronger) |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 80th | 90th |
| Total assets | $1.4B | $1.2B |
| Deposits / shares | $1.3B | $1.0B |
| Capital ratio | 11.19% | 14.68% (stronger) |
| Problem loans | 0.56% (stronger) | 1.18% |
| Net charge-offs | 0.09% (stronger) | 0.18% |
| Return on assets | 1.93% (stronger) | 1.41% |
| Loans ÷ deposits | 71.5% | 58.4% (stronger) |
| Uninsured deposits | 46.5% | 37.0% (stronger) |
| Offices | 28 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
Metro Bank has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Alabama leads on 3 and Metro Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.