Side-by-side · Q2 2026 data
Peoples Bank of Alabama vs Oakworth Capital Bank
Metric by metric
| Measure | Peoples Bank of Alabama | Oakworth Capital Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 58 |
| Capital cushion | 62 (stronger) | 46 |
| Loan quality | 81 (stronger) | 77 |
| Earnings | 97 (stronger) | 67 |
| Funding & liquidity | 54 (stronger) | 17 |
| Problem-loan coverage | 93 (stronger) | 87 |
| Peer percentile | 80th | 17th |
| Total assets | $1.4B | $2.1B |
| Deposits / shares | $1.3B | $1.8B |
| Capital ratio | 11.19% (stronger) | 9.60% |
| Problem loans | 0.56% (stronger) | 0.68% |
| Net charge-offs | 0.09% (stronger) | 0.22% |
| Return on assets | 1.93% (stronger) | 1.17% |
| Loans ÷ deposits | 71.5% (stronger) | 96.5% |
| Uninsured deposits | 46.5% (stronger) | 56.8% |
| Offices | 28 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
Peoples Bank of Alabama has the higher TellerScore (76 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Alabama leads on 7 and Oakworth Capital Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.