Side-by-side · Q2 2026 data
Peoples Bank of Alabama vs Premier Bank of the South
Metric by metric
| Measure | Peoples Bank of Alabama | Premier Bank of the South |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 62 (stronger) | 44 |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 97 (stronger) | 63 |
| Funding & liquidity | 54 | 76 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 80th | 50th |
| Total assets | $1.4B | $370.6M |
| Deposits / shares | $1.3B | $337.1M |
| Capital ratio | 11.19% (stronger) | 9.37% |
| Problem loans | 0.56% | 0.00% (stronger) |
| Net charge-offs | 0.09% | -0.15% (stronger) |
| Return on assets | 1.93% (stronger) | 1.07% |
| Loans ÷ deposits | 71.5% | 68.0% (stronger) |
| Uninsured deposits | 46.5% | 29.5% (stronger) |
| Offices | 28 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
Peoples Bank of Alabama has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Alabama leads on 3 and Premier Bank of the South on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.