Side-by-side · Q2 2026 data
Peoples Bank of Alabama vs Redstone Federal Credit Union
Metric by metric
| Measure | Peoples Bank of Alabama | Redstone Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 85 (stronger) |
| Capital cushion | 62 | 89 (stronger) |
| Loan quality | 81 (stronger) | 77 |
| Earnings | 97 (stronger) | 75 |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 80th | 94th |
| Total assets | $1.4B | $8.6B |
| Deposits / shares | $1.3B | $7.5B |
| Capital ratio | 11.19% | 13.86% (stronger) |
| Problem loans | 0.56% (stronger) | 0.70% |
| Net charge-offs | 0.09% (stronger) | 0.96% |
| Return on assets | 1.93% (stronger) | 1.38% |
| Loans ÷ deposits | 71.5% | 49.3% (stronger) |
| Uninsured deposits | 46.5% | 7.2% (stronger) |
| Offices | 28 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | 23.2% |
Redstone Federal Credit Union has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Alabama leads on 3 and Redstone Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Huntsville, AL
- Decatur, AL
- Arab, AL
- Guntersville, AL
- Hartselle, AL