Side-by-side · Q2 2026 data
People's Bank of Commerce vs Summit Bank
Metric by metric
| Measure | People's Bank of Commerce | Summit Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 70 | 83 (stronger) |
| Earnings | 73 | 74 (stronger) |
| Funding & liquidity | 48 (stronger) | 42 |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 72nd | 58th |
| Total assets | $776.7M | $1.3B |
| Deposits / shares | $618.2M | $1.2B |
| Capital ratio | 15.33% (stronger) | 11.34% |
| Problem loans | 0.90% | 0.52% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.42% |
| Return on assets | 1.34% | 1.36% (stronger) |
| Loans ÷ deposits | 95.9% (stronger) | 98.5% |
| Uninsured deposits | 29.2% (stronger) | 32.7% |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
People's Bank of Commerce has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), People's Bank of Commerce leads on 5 and Summit Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.