Side-by-side · Q2 2026 data
People's Bank of Commerce vs Willamette Valley Bank
Metric by metric
| Measure | People's Bank of Commerce | Willamette Valley Bank |
|---|---|---|
| TellerScore | 78 | 81 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 70 | 93 (stronger) |
| Earnings | 73 (stronger) | 41 |
| Funding & liquidity | 48 | 62 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 72nd | 80th |
| Total assets | $776.7M | $465.4M |
| Deposits / shares | $618.2M | $358.8M |
| Capital ratio | 15.33% | 16.99% (stronger) |
| Problem loans | 0.90% | 0.22% (stronger) |
| Net charge-offs | 0.21% | 0.00% (stronger) |
| Return on assets | 1.34% (stronger) | 0.53% |
| Loans ÷ deposits | 95.9% | 83.7% (stronger) |
| Uninsured deposits | 29.2% | 28.6% (stronger) |
| Offices | 11 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.8% |
Willamette Valley Bank has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), People's Bank of Commerce leads on 1 and Willamette Valley Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.